About Karen Henderson

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So far Karen Henderson has created 104 blog entries.

Long term care – who will pay the bill?

I attended a lunch in February put on by the Institute for Research on Public Policy. The room was jammed, not an empty seat. Wonderful I thought…..maybe something may actually begin to change. The panel featured three speakers: David Baker, Sun Life Financial who made the case for long term care insurance. Michel Grignon, director of the Centre for health Economics and Policy at McMaster who [...]

Long term care – who will pay the bill?2013-07-30T15:05:48+00:00

Spring 2013 Views

On April 24 I spoke at HUB’s Professional Development Day. My topic: Long Term Care and The Devil Called Denial. The room was full and at the conclusion of my talk there was a run on myAdvisorwise Care Planning Program. I feel the winds are finally starting to change; advisors are seeing the potential –both financially and ethically – to talk to their clients about long term care [...]

Spring 2013 Views2013-07-30T15:04:55+00:00

John Moody, Founder of Family Transitions

I believe in finding the best person to do the best job. Therefore I continue to search for people to add to my network who in turn may assist you, the professional advisor. I would like to introduce you to John Moody, Founder of Family Transitions. He excels at estate settlement, asset documentation and organizing finances. How can Family Transitions help you/your clients? John focuses on finding [...]

John Moody, Founder of Family Transitions2013-07-30T15:04:28+00:00

Dave Aschaiek, Founder of High5Financial

I would also like to introduce you to Dave Aschaiek, Founder of High5Financial. Dave specializes in financial and dispute resolution to support caregivers of the elderly. According to a 2006 Health Council of Canada Survey, roughly 41 percent of caregivers have used personal savings to provide care. Another 22 percent reported missing one or more months of work in order to manage caregiving duties. Another recent study [...]

Dave Aschaiek, Founder of High5Financial2013-07-30T15:04:02+00:00

Watch Karen Henderson talking about long term care on YouTube!

[youtube id="Y1jln6yagtQ" width="600" height="350"] Karen was recently interviewed by Jason Heath, a Fee-Only / Advice-Only Financial Planner & Income Tax Professional at Objective Financial Partners Inc. Watch on YouTube CONTACT KAREN TO LEARN MORE ABOUT HER SPEAKING/COACHING EXPERTISE.

Watch Karen Henderson talking about long term care on YouTube!2013-07-30T15:03:21+00:00

Long term care needs reform: C. D. Howe Institute

A new report from the C.D. Howe Institute calls for innovative reforms to prepare for the coming surge in demand for long-term care services that will be driven by aging baby boomers. It poses two questions: What is the right combination of public and private coverage in long-term care? How could governments fund long-term care more efficiently and reduce costs in the healthcare system as a [...]

Long term care needs reform: C. D. Howe Institute2013-07-30T15:02:07+00:00

CLHIA Report on Long Term Care Policy

In June 2012 CLHIA (Canadian Life and health Insurance Association Inc.) released an extensive policy paper entitled Improving the Accessibility, Quality and Sustainability of Long Term Care in Canada. This paper examines the future cost of long term care in Canada over the next 35 years to support the baby boomers as they pass through old age and concludes that a significant funding gap exists. Conservatively, the cost [...]

CLHIA Report on Long Term Care Policy2013-07-30T15:01:43+00:00

So what’s missing from the CLHIA recommendations?

The conclusion reads: “The life and health insurance industry feels strongly that the time for reform is now in order to prepare for the needs that long-term care will face. Our industry stands ready to play an important role in supporting governments and stakeholders in the reforms that will prepare the long-term care system to meet future demands.” If this is so, then why is the [...]

So what’s missing from the CLHIA recommendations?2013-07-30T15:01:10+00:00

Patients needing long-term care clog hospitals

Provinces trying to support more seniors to return home with supports CBC News Nov 29, 2012 On any given day about five per cent of acute hospital beds are occupied by "alternate level care" patients and 85 per cent of them are seniors. Seniors are clogging our hospitals because they have nowhere to go. There are not enough long term care beds nor rehab beds. There [...]

Patients needing long-term care clog hospitals2013-07-30T14:54:05+00:00

Beyond life insurance: disability and critical illness considerations

TERRY CAIN The Globe and Mail It's that nagging feeling. I have insurance - but is it enough? Is it the right kind? How do I know? Most people who earn income and have a family have some form of life insurance - either through an employer group plan, or on their own. Many people have both, after deciding their group life insurance wouldn't adequately cover [...]

Beyond life insurance: disability and critical illness considerations2013-07-30T14:52:42+00:00

One fifth of long term care insurance claims result of Alzheimer’s

Alzheimer's disease, stroke and arthritis rank as the top causes of for long term care insurance claims according to research. Insurers paid $6.1 billion in claims according to the American Association for Long-Term Care Insurance. Approximately 200,000 Americans receive benefit payments as a result of owning long term care insurance and a new study reveals the top causes of requests for claims. "Insurers paid out $6.1 billion [...]

One fifth of long term care insurance claims result of Alzheimer’s2013-07-30T14:52:09+00:00

Seven lifestyle behaviors linked to Alzheimer’s

(Source: US News and World Report) - Research released at an international Alzheimer's conference in Paris found that seven risk factors may contribute to as many as three million cases of Alzheimer's in the United States. The operative word here is "may". The research identified potentially modifiable Alzheimer's risk factors, and the proportion of cases that are potentially attributable to each factor: Physical inactivity: 21 percent [...]

Seven lifestyle behaviors linked to Alzheimer’s2013-07-30T14:51:40+00:00
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