On April 24 I spoke at HUB’s Professional Development Day. My topic: Long Term Care and The Devil Called Denial. The room was full and at the conclusion of my talk there was a run on myAdvisorwise Care Planning Program.

I feel the winds are finally starting to change; advisors are seeing the potential –both financially and ethically – to talk to their clients about long term care planning/insurance.

Contact Karen to learn how you can protect your clients by selling more
long term care insurance…with little or no effort on your part.


In spite of all the talk and the meetings and lunches, family caregivers continue to suffer. Here is a very frustrated, angry and exhausted friend’s comment:

“Mum is better since she is off the drugs. I am sickened by what I see going on in long term care, however I understand why, but it really isn’t very good. God help those without advocates to help protect them. The system is like a steamroller in action with no one at the wheel until the STOP sign goes up and everyone runs for cover.

Sometimes, I think that I am the one who is seeing this differently. I feel for the people who work in long term care and I know they have a very tough job. It cannot be easy for them based upon the number of patients that are in their care and the hours they work each day. I suppose everyone tries to rationalize this process, but I think if our children’s’ day cares operated like this, everyone would be outraged. Why are we dealing with the beginning and ending of life in such a different way?!!!”