An announcement from Karen Henderson

As you may know, I have been creating educational tools for aging and long term care planning for advisors and their clients since 2003; I have been an aging and long term care expert since 1996.

At the urging of many advisors I became licensed to sell living benefits products two years ago and now am very pleased to announce that I have partnered with several of the most knowledgeable and experienced LTCI specialists in Canada to offer our unique expertise to financial advisors, clients and other professionals who work with aging Canadians.

I will continue to speak, write, research, publish and educate through LTC Planning Network and LTC Planning Central.

Canada’s 10 million aging boomers are making it imperative that their advisors are able to offer the security of health care insurance as part of a complete financial/retirement plan; I am delighted to be able to play a role in making this happen.

If you are interested in:

  1. Growing your living benefits business
  2. Standing out as an advisor who truly cares about his/her clients because you belong to the best long term care health network in the country

……please contact me to discuss how we can work together.


A client’s comment on Karen’s work…

November 2011


Thanks so much!

You did a wonderful Job  – I have noted 11 people wished to have quotes / further the process regarding long term care insurance  – I also had two others that said they wanted to review the information and get back to us.

Now the real question!!  When can we have you back!

Thanks so much  –  it was a real success last night  –

Jim Couturier
Financial Planner
Sun Life Financial Inc.


A new effective and inexpensive way to earn CE credits!

Last October, Canada’s newest Continuing Education provider, the Centre for Life Insurance and Financial Education (CLIFE) launched their online Continuing Education program. Their initial offering includes a session I created and delivered for CLIFE — a subject I’m passionate about: the need for long-term care insurance).

Though I have spoken to many advisors in person, it is impossible to meet with all of you across Canada who want to learn about long term care. CLIFE, through my online video on the long term care crisis gives me the opportunity to explain the important details underlying long term care and its insurance solution just as if you and I were in a room together. You get the benefit of my presentation with the convenience provided by the CLIFE video-CE approach.

CLIFE is going to change the face of Continuing Education in Canada. I encourage you to visit their website at and sign up for my session. You will learn practical tips for selling LTCI: who needs the product, when, and why. While you’re on the CLIFE website, take a look at the other videos they have available. That list will be growing every month. Plus, join their mailing list to keep on top of news, offers, and other details you’ll want to know.

With CLIFE CE, I look forward to sharing my knowledge about aging and long term care planning and the LTCI product with you. For more information, please contact Susan Yates at 905.731.4646 or